Costs & Tax

Brokerage and Charges Calculator

Every Indian trade carries six separate charges on top of brokerage, and most of them are invisible until the contract note arrives. Enter your buy price, sell price and quantity to see the complete breakdown and what your profit actually looks like after costs.

Free to use — no sign up required

Also searched as: STT calculator, intraday charges calculator, F&O charges calculator, trading cost calculator, delivery vs intraday charges, net profit after charges calculator

For F&O enter lots × lot size.
Lower of the two applies. Set both to 0 for zero brokerage.
Net P&L after all charges₹2,899.07 Gross ₹3,000.00 less ₹100.93 in charges
Total turnover₹303,000
Total charges₹100.93
Breakeven move1.0093 pts
Charges as % of profit3.4%
ChargeAmount
Brokerage (buy + sell)₹40.00
STT / CTT₹38.25
Exchange transaction charges₹9.00
SEBI turnover fees₹0.30
Stamp duty (buy side)₹4.50
GST @ 18%₹8.87
Total charges₹100.93

How to use this brokerage calculator

  1. Pick your segment — equity delivery, equity intraday, futures or options. Charge rates differ substantially between them.
  2. Enter buy and sell price. For options, use the premium, not the strike or the index level.
  3. Enter quantity. For F&O this is lots × lot size — the quick lot-size dropdown fills common index lots for you.
  4. Adjust your brokerage plan if your broker differs from the standard discount rate of 0.03% or ₹20 per order, whichever is lower. Set both fields to 0 for a zero-brokerage plan.

The result shows every charge itemised, your net profit after costs, and the breakeven move — how far price must travel just to cover the round trip.

Worked example: equity intraday

Buy 100 shares at ₹1,500, sell at ₹1,530. The price gained ₹30 a share, so the gross profit is ₹3,000. Here is what actually reaches your account:

ChargeHow it is computedAmount
Brokeragemin(0.03%, ₹20) × 2 orders₹40.00
STT0.025% of ₹1,53,000 (sell side)₹38.25
Exchange charges0.00297% of ₹3,03,000₹9.00
SEBI fees₹10 per crore of turnover₹0.30
Stamp duty0.003% of ₹1,50,000 (buy side)₹4.50
GST18% of brokerage + exchange + SEBI₹8.87
Total charges₹100.93
Net profit₹3,000 − ₹100.93₹2,899.07

Charges consumed 3.4% of the gross profit here. On a trade that gained only ₹2 a share instead of ₹30, the same ₹100.93 would have eaten more than half of it.

What each charge is

  • Brokerage — your broker's own fee, per executed order. Most discount brokers charge 0.03% or ₹20, whichever is lower, and ₹0 on equity delivery.
  • STT / CTT — securities transaction tax, paid to the government. The single biggest charge on most trades, and the one people forget.
  • Exchange transaction charges — NSE's fee on turnover. Notably higher on options, where it is charged on premium.
  • SEBI turnover fees — ₹10 per crore of turnover. Tiny, but itemised on the contract note.
  • Stamp duty — a state levy, charged on the buy side only.
  • GST — 18% on brokerage plus exchange and SEBI charges. A tax on your fees.

How STT differs by segment

  • Equity delivery — 0.1% on both buy and sell.
  • Equity intraday — 0.025% on the sell side only.
  • Futures — 0.02% on the sell side of turnover.
  • Options — 0.1% on the sell side of the premium, not the contract value. This is the most common hand-calculation error.

Charge rates by segment

ChargeDeliveryIntradayFuturesOptions
STT0.1% both sides0.025% sell0.02% sell0.1% sell (premium)
Exchange txn0.00297%0.00297%0.00173%0.03503%
Stamp duty (buy)0.015%0.003%0.002%0.003%
SEBI fees₹10 per crore of turnover, all segments
GST18% on brokerage + exchange + SEBI charges

Delivery versus intraday: which is cheaper?

Intraday is cheaper per trade — most discount brokers charge nothing for delivery, but delivery carries 0.1% STT on both sides against intraday's 0.025% on the sell side alone, plus five times the stamp duty. On a ₹1,50,000 buy, delivery STT is ₹150 each way while intraday pays about ₹38 once.

That does not make intraday the better choice. Intraday means many round trips, and each one pays the full set of charges again. One delivery trade held for six months pays charges twice; the same capital traded intraday daily pays them hundreds of times. Cost per trade is the wrong comparison — cost per year against your actual trading frequency is the right one.

The breakeven move

The breakeven figure above is how far the price must travel just to cover charges. On a liquid stock with a tight spread it is usually a few paise; on options with wide spreads it can be several rupees of premium. If your typical target is not comfortably larger than this number, the strategy is paying the exchange more than it pays you.

Rates are as published by NSE and SEBI, effective September 2026. They change from time to time — check your broker's contract note for the authoritative figure.

Frequently asked questions

Six, plus brokerage: STT (securities transaction tax), exchange transaction charges, SEBI turnover fees, stamp duty on the buy side, GST at 18% on brokerage plus exchange and SEBI charges, and for F&O the applicable segment rates. This calculator itemises each one so you can see where the money goes.

A calculator tells you the plan. A journal tells you if you followed it.

TradeXJournal records every trade you take, tags the setup and the mistake, and shows you which of your setups actually make money. Free for 14 days, no card needed.

Related calculators

Browse all free trading tools

These calculators are provided for information and education only. They are not investment, tax or financial advice. Charge rates and tax thresholds change — verify against your broker's contract note and a qualified professional before acting.